sendmoneytonigeria

Compare money transfer rates to Nigeria

Enter an amount to see how much your recipient gets with each provider after fees and the exchange-rate margin. The provider at the top delivers the most.

€
These are indicative rates based on the mid-market rate, not live quotes from each provider. Always check the final rate in the provider's app before you send.
Provider Exchange rate Fee Recipient gets Action
#1

Wise

Under 10 mins · Mid-Market Rate
₦1,487.00
0.0% below mid-market
€2.28
₦442,710
Most received
Send
#2

LemFi

Under 10 mins · Zero Upfront Fees
₦1,472.13
1.0% below mid-market
No fee
₦441,639
Send
#3

TapTap Send

Under 10 mins · Zero Fees Always
₦1,467.67
1.3% below mid-market
No fee
₦440,301
Send
#4

Sendwave

Under 10 mins · Zero Fee Pioneer
₦1,463.21
1.6% below mid-market
No fee
₦438,963
Send
#5

Western Union

Under 10 mins · Biggest cash pickup network
₦1,471.88
1.0% below mid-market
€1.99
₦438,635
Send
#6

WorldRemit

Under 10 mins · Bank, Cash & Wallet
₦1,448.34
2.6% below mid-market
€1.99
₦431,620
Send
#7

Remitly

Under 10 mins · High Promo Rate
₦1,442.39
3.0% below mid-market
€1.99
₦429,847
Send

Ranked by the amount your recipient receives after the transfer fee, exchange-rate margin and any deposit or withdrawal fees. How we compare

The fee is only half the cost

Most "no fee" apps make money on the exchange rate. We compare every provider's rate with the mid-market rate and show the gap as a percentage, so you can see the full cost.

Promo rates are for first transfers

Some providers offer a better rate on your first transfer. Tick "First transfer" to include them, but expect the normal rate after that.

Payouts are in naira

Under CBN rules, money transfer apps pay recipients in Nigeria in naira. Cash pickup is limited to small amounts. Sending dollars to a dom account?