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Compare money transfer rates to Nigeria

Enter an amount to see how much your recipient gets with each provider after fees and the exchange-rate margin. The provider at the top delivers the most.

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First transfer (show promo rates)

Provider	Exchange rate	Fee	Recipient gets	Action
#1 Wise Under 10 mins · Mid-Market Rate	₦1,348.00 0.1% below mid-market	$2.80	₦670,226 Most received Outside this provider's limits	Send
#2 LemFi Under 10 mins · Zero Upfront Fees	₦1,335.73 1.0% below mid-market	No fee	₦667,865 Most received Outside this provider's limits	Send
#3 Cleva Under 10 mins · US Virtual Bank Account	₦1,345.57 0.3% below mid-market	No fee + 0.9% deposit fee	₦666,630 Most received Outside this provider's limits	Send
#4 TapTap Send Under 10 mins · Zero Fees Always	₦1,332.36 1.2% below mid-market	No fee	₦666,180 Most received Outside this provider's limits	Send
#5 Western Union Under 10 mins · Biggest cash pickup network	₦1,328.63 1.5% below mid-market	No fee	₦664,315 Most received Outside this provider's limits	Send
#6 Raenest (Geegpay) Under 10 mins · Freelancer & Corporate Payouts	₦1,342.20 0.5% below mid-market	No fee + 1% deposit fee	₦664,289 Most received Outside this provider's limits	Send
#7 Sendwave Under 10 mins · Zero Fee Pioneer	₦1,325.89 1.7% below mid-market	No fee	₦662,945 Most received Outside this provider's limits	Send
#8 Instarem Under 10 mins · Zero fee, bank-funded	₦1,313.82 2.6% below mid-market	No fee	₦656,910 Most received Outside this provider's limits	Send
#9 WorldRemit Under 10 mins · Bank, Cash & Wallet	₦1,315.24 2.5% below mid-market	$2.99	₦653,687 Most received Outside this provider's limits	Send
#10 Remitly Under 10 mins · High Promo Rate	₦1,307.02 3.1% below mid-market	$1.99	₦650,909 Most received Outside this provider's limits	Send

Ranked by the amount your recipient receives after the transfer fee, exchange-rate margin and any deposit or withdrawal fees. How we compare

The fee is only half the cost

Most "no fee" apps make money on the exchange rate. We compare every provider's rate with the mid-market rate and show the gap as a percentage, so you can see the full cost.