Affiliate disclosure and editorial policy

How we make money

sendmoneytonigeria is free to use. To pay for research and running the site, we take part in affiliate and partner programmes with licensed money transfer providers.

When you click a provider's button on our site and then open an account or send money, the provider may pay us a commission. You never pay more because of this. Sometimes our links come with a new-customer offer, which we show where it applies.

Links to providers go through addresses starting with /go/ so we can count clicks. These links are marked as sponsored for search engines.

Our ranking guarantee

Commercial relationships never affect the order of our tables. Every table is ranked by one number: the naira your recipient receives after all fees and exchange-rate margins, calculated the same way for every provider. If a provider that pays us nothing delivers the most naira, it ranks first.

We also list providers we have no commercial relationship with, and services that are not open to consumers, when they matter to our readers.

Editorial independence

• Providers cannot pay to change a review, a score or a verdict.
• Providers do not see our reviews before they are published.
• We publish downsides, limits and common problems for every provider, including those we earn from.
• Ratings and scores we have not verified are left blank rather than estimated.

How we keep content accurate

• Rates are dated on every page, and most update automatically twice a day. Read how we compare.
• Guides are reviewed when regulations change, for example the Central Bank of Nigeria's naira-only payout rules.
• Facts about providers come from their own official pages, regulators and reputable news sources.
• We correct errors as soon as we confirm them. Report one to [email protected].

Regulatory status

We are not a bank, a licensed International Money Transfer Operator (IMTO) or a financial adviser. We never handle, hold or transmit your money. Every transfer is made directly with the regulated provider you choose, under its own terms.

Our content is general information to help you compare options. It is not personal financial, tax or legal advice. For tax questions about large gifts or transfers, speak to a qualified adviser in your country.